What is TEFA?
The Texas Education Freedom Account (TEFA), sometimes called an Education Savings Account (ESA), empowers parents to direct a portion of state education funds toward their child's private school tuition and approved educational expenses.
Funds can be used for
- Private school tuition and fees
- Uniforms, books, and technology
- Tutoring, assessments, and therapies
- Transportation and special services
Who is Eligible?
- U.S. citizen or legal resident of Texas
- Eligible to attend public school in Texas
- Not enrolled full-time in public/charter school while receiving ESA
Prioritization Categories
Because the program may have more applicants than funds, students are prioritized into four tiers.
Students with a disability
(defined by Texas Education Code Sec.
29.003)
Family income
≤ 500% FPG
Children needing financial support.
Family income
≤ 200% FPG
Children needing financial support.
Family income
200% - 500% FPG
Everyone else
(depending on available funds)
Transfers from public schools prioritized.
Federal Poverty Guidelines (2025)
Use the table below to estimate your Tier eligibility based on household size and annual income.
| Household Size | 200% FPG (Tier 2 Limit) |
500% FPG (Tier 1 & 3 Limit) |
|---|---|---|
| 1 | $31,300 | $78,250 |
| 2 | $42,300 | $105,750 |
| 3 | $53,300 | $133,250 |
| 4 | $64,300 | $160,750 |
| 5 | $75,300 | $188,250 |
| 6 | $83,920 | $215,750 |
| 7 | $108,300 | $270,750 |
For larger households, calculate accordingly.
How to Apply & Enroll
Check Eligibility
Review the requirements and tiers above.
Gather Documents
Residency, Income, Birth Certificate, Immunizations.
Apply to St. Thomas More
Don't wait! Secure your spot before the TEFA window opens.
TEFA Portal Opens
February 4, 2026. Apply on the Texas Comptroller website.
Allocate Funds
Once approved, direct funds to St. Thomas More tuition.